Second chance checking accounts in Georgia are available at some local non ChexSystems banks and credit unions. These are 100% insured accounts at local credit unions and banks that offer real checking accounts with real check writing privileges as well as ATM/debit cards. Getcheckingtoday.com provides a free listing of these non ChexSystems banks and credit unions to help consumers regain their financial footing and start building or rebuilding a solid financial foundation.
While these financial institutions have been reported to either not use a check verification service such as ChexSystems or Early Warning Services or offer special second chance checking accounts in Georgia, we can not and do not make any guarantees or promises that you will be able to open a checking account at any of the banks or credit unions listed. Unfortunately, there are to many considerations and factors that go in to the account approval process and we can not and do not have any control over these factors.
Guaranteed Checking Opportunities
While most people do not want to think about a prepaid debit card, these are very viable and affordable options for people who either need a temporary option. Prepaid debit cards are an excellent way to manage your money while your without a checking account.
Get Checking Today highly recommends the Rush Prepaid Card as your banking alternative in Georgia. Check out the benefits and features below -
Rush Debit Card Benefits & Features- Highly Recommended
No ChexSystems or Early Warning Services checks
All Credit Accepted – No Credit Bureau Checks
No Bounced Checks
No Overdraft Charges
No Minimum Balance Required
Cheaper Than Most Banks at only $5.95/mo for Rush Unlimited
Cheaper Than Using Money Orders
Free Online Bill Pay – Pay Your Bills Ontime
Monthly fee of only $5.95/mo for Rush Unlimited
100% Guaranteed Approval – Upon Successful ID verification
Non Guaranteed Options – The banks below have been identified as non ChexSystems banks in Georgia. Once again, we can not and do not make any promises or guarantees of your ability to open an account or that the bank is still offering second chance checking or has started using ChexSystems or EWS. If you find one of the banks no longer offering second chance checking accounts in Georgia or were able to get approved, please comment so that we can either remove the bank from our list or make a notation about easy approval.
Please make sure that you do not mention this site or you needing second chance checking or being listed in EWS or ChexSystems when you apply at any of the banks below. Doing so could cause you to be denied due to the personal banker being wary of any issues in the past. Do not lie if your asked (they can find out if needed), but do not offer any information.
Bank of Dooly
Bank Of Eastman
Bartow County Bank
CB&T Bank of Middle Georgia
Coastal Bank of Georgia
Commercial Bank of Thomasville
First Community Bank of Tifton
First National Bank
Hallco Community Credit Union
Members United Credit Union
North Georgia Credit Union
Park Community Federal Credit Union
Rochelle State Bank
Sea Island Bank
South Georgia Banking Company
Wright Credit Union
If your aware of any other non ChexSystems banks in Georgia offering second chance banking or if one of the banks on our list are no longer helpful, please contact us here and let us know. Doing so will help keep our site updated with only the most relevant banks and help your fellow consumers in Georgia.